Footnotes

Linked content:
- Methodological explanations

AT-RISK-OF-POVERTY STATUS

The at-risk-of poverty status indicates if a person lives in the household where equivalent income is above or below the at-risk-of-poverty threshold.

YEAR

The results of SILC are based on a survey conducted in the beginning of the year and on register and administrative data mostly referring to one year before survey is conducted.

PURPOSE OF LOANS

Only the shares of households that have a particular purpose of loan are shown.

PURPOSE OF LOANS

Purchase or renovation of property

Included are loans for the purchase of the dwelling in which the household lives (including all housing loans that are not mortgages); loans for renovation of the dwelling in which the household lives or for the purchase of other property (e.g. holiday homes, other dwellings, agricultural buildings, business premises).

Furniture, home furnishings

Included are all loans or instalment purchases for all types of furniture, home furnishings, household appliances and white goods. Equipment for receiving, recording and reproducing sound or video is also included.

Means of transport

Included are loans or leasing for all types of means of transport such as cars, vans, motorcycles, mopeds, trailers, bicycles and other means of transport.

Holidays

Included are instalment purchases for trips, package tours/arrangements, accommodation costs, etc.

Healthcare

Included are all health services and pharmaceutical products paid by the household in instalments or via a loan.

Education

Included are instalments for schooling, studies, educational and training courses, etc.

Covering daily expenses

Included are purchase of food and other expenses necessary for daily life (including purchase of energy products such as fuel oil).

Financing business or professional activity

Included are business loans for financing a business idea, starting a business, etc.

Refinancing another loan

Included are household loans for repaying other loans, i.e. refinancing any other loan.

Helping relatives or friends

Included are any loans or instalment purchases to help relatives or friends.

Other purpose

Included are various other loans or instalment purchases, e.g. mobile phone instalments, housing insurance instalments, and car insurance instalments.